You probably got here because you want safe, healthy drinking water for you and your family.. And, trust me, the Reverse Osmosis system can deliver! If you don’t want to read about the technicalities, you can go directly to the section ‘Components’. According to Wikipedia, Reverse osmosis (RO) is a water purification technology that utilizes a […]
Category: 55+
LET’S TAKE SOME STEPS FOR A HEALTHIER LIFE
Guys, I don’t want to be annoying and repeat whatever you already know about a healthy lifestyle. What I want to do is provide you with some tips based on my information database on this topic and my personal experience. PART I: AIR AND WATER Every person needs to sleep, breathe, drink water, and eat […]
The Estate Plan and Your Spouse & Children
by Bob Carlson Most estate plan failures aren’t due to flaws in the documents or the strategies. A high percentage of plans fall short of their goals, and it’s often because the people implementing them didn’t have all the information they needed. You see, an estate plan covers more than the property you leave to […]
Mortgage Pay-Off Debate
I despise the fact that people are being fooled by the banks into paying their mortgage loans as soon as possible. The premise of getting out of debt is being advertised, pushed, and praised everywhere. It forces people to use Thirteen’s payment in an attempt to save money while, in fact, they are losing their […]
My unbiased and comprehensive take on retirement planning. Part III.
This is the final Part III of the post. If you have missed previous parts, find them here: Part I and Part II. HAVE A FINANCIAL AND ESTATE PLAN As a part of your retirement plan, think about your family members who depend on you financially—and who may outlive you. Income annuities, investment income streams, and life insurance might all […]
My unbiased and comprehensive take on retirement planning. Part II.
8 steps to increase your chances of a safer retirement This is Part II of the post. Read Part I if you have missed it. 1) Spend less and save more You alone are responsible for accumulating enough assets to retire at the time and in the lifestyle of your choosing. Make sure you have a positive […]
My unbiased and comprehensive take on retirement planning
Read an article about retirement, and you will find the same advice: plan your retirement. What kind of plan should it be? It’s not the big plans like for a wedding or vacation. It’s more complicated. In this article, I want to discuss financial planning. And it is not because I am a guru in the […]
What I’ve learned about the good, the bad, and the ugly Annuities. Part II.
When would you like to purchase the annuities? As I have mentioned in the first part of this article, annuities make the most sense for pre-retirees and retirees who want to minimize worry about bear markets in retirement: a precise stream of income, no matter how markets perform. Annuities, in short, represent certainty in an uncertain world. […]
Money Management skills deficiency
Let’s talk about money Money, money, money… It’s a rich man’s world… (ABBA) Let me ask you, guys, did your parents teach you how to handle money? No? You will be surprised that not so many people answer “yes”. And this is a problem. My daughter-in-law used to work as a mortgage loan officer during […]
What I’ve learned about the good, the bad, and the ugly Annuities
February 20, 2024 An annuity is the most hated investment vehicle, yet annuities are still being sold. There are many negative points in this type of investment, but the only positive could be the major one at a specific period of your life. Be aware of the complexities of annuities. And I emphasize again: this […]