The problem of declining sex and possible solutions Let’s identify the problems If you remember yourself having better sex in the past, you are not alone. There is a large number of men who have the same feeling. The sex drive is not as powerful as it used to be (do you remember waking up […]
Author: Batia
Your Career and Your Lifestyle are in Your Own Hands
I just recently stumbled upon an article regarding money management where the author discussed who better manages money: men or women. Upon entering college, men tend to gravitate toward engineering, physics, and computer science. Whereas women are underrepresented in math and those fields, they end up in something like social work, healthcare administration, anthropology, nursing, […]
Looking to work from home? Here are a few you can choose from.
After the entire world went through the sweeping changes due to the coronavirus, many folks have switched to remote work after their employers offered some options (100% remote or, perhaps, a few days of the week). What to do if your employer insists on office hours only? What if you have been laid off from […]
HOW TO CHOOSE THE RIGHT CAREER
“Happiness is not in having money but in its quantity”. (A Common Sense joke with some merit) Guys, I have spent 13 years of my life helping folks like yourself to become professionals. I was not only teaching the classes but also mentoring people, teaching them to write strong resumes and get a job offer […]
The Estate Plan and Your Spouse & Children
by Bob Carlson Most estate plan failures aren’t due to flaws in the documents or the strategies. A high percentage of plans fall short of their goals, and it’s often because the people implementing them didn’t have all the information they needed. You see, an estate plan covers more than the property you leave to […]
Mortgage Pay-Off Debate
I despise the fact that people are being fooled by the banks into paying their mortgage loans as soon as possible. The premise of getting out of debt is being advertised, pushed, and praised everywhere. It forces people to use Thirteen’s payment in an attempt to save money while, in fact, they are losing their […]
My unbiased and comprehensive take on retirement planning. Part III.
This is the final Part III of the post. If you have missed previous parts, find them here: Part I and Part II. HAVE A FINANCIAL AND ESTATE PLAN As a part of your retirement plan, think about your family members who depend on you financially—and who may outlive you. Income annuities, investment income streams, and life insurance might all […]
My unbiased and comprehensive take on retirement planning. Part II.
8 steps to increase your chances of a safer retirement This is Part II of the post. Read Part I if you have missed it. 1) Spend less and save more You alone are responsible for accumulating enough assets to retire at the time and in the lifestyle of your choosing. Make sure you have a positive […]
My unbiased and comprehensive take on retirement planning
Read an article about retirement, and you will find the same advice: plan your retirement. What kind of plan should it be? It’s not the big plans like for a wedding or vacation. It’s more complicated. In this article, I want to discuss financial planning. And it is not because I am a guru in the […]
What I’ve learned about the good, the bad, and the ugly Annuities. Part II.
When would you like to purchase the annuities? As I have mentioned in the first part of this article, annuities make the most sense for pre-retirees and retirees who want to minimize worry about bear markets in retirement: a precise stream of income, no matter how markets perform. Annuities, in short, represent certainty in an uncertain world. […]